California Auto insurance policy

Reader question:
HI. He just moved here in San Francisco and still I am learning about many things, including the State insurance requirements. Can you tell more on the California auto insurance policy?
Tammy
San Francisco, CA
HI Tammy. San Francisco is a melting pot of people from around the world. We need to learn a little of the ins and outs of California auto insurance policy before they venture to buy one. Each individual car insurance company has its own list of rules of discount, if you think a driver established in a low income support is. In the California Low Cost Automobile Insurance program (CLCA), San Francisco appears as one of the counties of many that are covered by affordable, however, the best of California auto insurance policy.
California is a system of torts means someone be found to be guilty for having caused the accident and the person and your insurance company are really responsible for all damages. The details of a tort system vary from State to state so check with your regulator of State insurance for specific information about its State.
California State law requires minimum coverage liability bodily injury of $15,000 per person injured up to a total of $30,000 by accident and coverage of responsibility for damage to property, with a minimum limit of $5,000. Protection of personal injury (PIP) in their coverage helps pay for reasonable and necessary medical expenses for you and your passengers.
This is why most Californians complain about your car insurance costs. It may be surprising, given that a typical California auto insurance policy costs at least several hundred dollars per year. Depending on their age, record of driving and other factors, your annual premium can be significantly more than that. But auto insurance is a necessity in California; It is necessary for the right to buy a minimum amount of liability coverage. Therefore, probably you should have something more than the minimum if you yourself provide adequate protection.